"Miss Whack. I'd like a $30,000 loan so I can go on holiday."
Pattie looks at the frog in disbelief and asks his name.
The frog says his name is Kermit Jagger, and it's O.K., he knows the bank manager. Pattie explains that he will need to secure the loan with some collateral.
The frog says, "Sure, I've got this" and produces a tiny porcelain elephant, about half an inch tall, bright pink and perfectly formed.
Very confused, Pattie says she will have to consult with the bank manager and disappears into a back office. She finds the manager and says, "There's a frog out there called Kermit Jagger who claims to know you and wants to borrow $30,000. He wants to use this as collateral." She holds up the tiny pink elephant. "I mean, what in the world is this?"
The bank manager looked back at her and said, "It's a Knick-knack, Pattie Whack, give the frog a loan, His old man's a Rolling Stone."